MENU

Major benefits of high value car insurance cover

When it comes to car insurance, there are a multitude of price comparison sites providing standard cover, but anyone owning higher value vehicles – typically £50,000 and above -should consider a specialist policy, according to insurance broker Jim Redmond, from TL Dallas.

Jim said: “Specialist motor policies have many benefits over standard cover. One incident involved a client’s classic Land Rover breaking down in rural France. The policy included European breakdown cover, and when the car couldn’t be fixed locally, it was transported back to the UK and delivered to a garage chosen by the client. This was all paid-for by the insurer.

Cover is usually arranged in conjunction with the home insurance, which means one insurer, one renewal date – and often a discounted premium. Other notable benefits can include an agreed ‘value payment’ in the event of a total loss, open driving for anyone not permanently living with the policyholder, comprehensive cover to drive other cars for the policyholder and named drivers, as well as like-for-like courtesy car cover following a claim.”

Contact Jim Redmond on 0131 322 2638 or email Jim.Redmond@tldallas.com to discuss any insurance requirements.